Vehicle details
| Registered | 24 Sep 2018 |
| COE expires | 23 Sep 2028 |
| Engine | 1,998 cc |
| Power | 135 kW (184 bhp) |
| Transmission | 8-Speed Automatic |
| Fuel type | Petrol |
| Body | SUV |
| Seats | 5 |
| Colour | Black |
| Owners | 2 |
| Road tax | $1,210 / year |
| PARF rebate | $25,860 |
Features
M Sport package, LED headlights, reverse camera with parking sensors, powered tailgate, sport seats, dual-zone climate control, cruise control, keyless start
BMW X3 sDrive20i M Sport
Work out your monthly
Flat rate estimate for guidance. A longer tenure lowers the monthly but costs more in total interest. Your actual rate depends on the bank and your approval, so message me for a firm quote. More on this in why the cheapest monthly is rarely the cheapest car.
Comparing with a cheaper car elsewhere?
A lower depreciation does not always mean a cheaper car. Some cars are priced lower but come with a higher loan rate, and the extra interest can cancel out the saving.
| Car A | Car B | |
| Price | $100,000 | $95,000 |
| Depreciation per year | $18,000 | $17,000 |
| Loan rate | 2.48% | 4.5% |
| Interest over 5 years | $8,680 | $14,963 |
| Cost per year with the loan | $19,736 | $19,993 |
Car B looks $1,000 a year cheaper but costs more once the loan is counted. Ask for the loan rate before you compare. Example uses a 70% loan over 5 years with a $10,000 PARF rebate.
Warranty on this car
Cover ends at the time or mileage limit, whichever comes first, and is confirmed in writing before you commit. You can extend it to 3, 5 or 10 years, and the prices are on the warranty and servicing page.
Viewings are by appointment. I am not always at the office, so book first and I will make sure the car and I are both there. How viewings work.
About this car
Two owners with 93,000km over eight years, around 11,700km a year, which is reasonable for the age. The thing to weigh up is the COE: 24 months left, so this is a short-term car and the loan tenure is capped under two years, which pushes the monthly well above what the price suggests. The sDrive20i is the rear-drive 2.0 turbo with 184bhp on an eight-speed automatic, in M Sport trim.