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Questions

The things people actually ask, answered properly. If yours is not here, message me and I will answer it within the same day.

Buying

Can I test drive before I decide?

Yes. Bring your NRIC and driving licence. Viewings are by appointment, so book a day and time first and I will make sure the car is there and ready.

Can I bring my own mechanic or send the car for inspection?

Yes. If you want an independent opinion before you commit, arrange it and I will make the car available. Anyone confident in what they are selling should have no problem with this.

How current is the stock on this site?

Cars are listed here as they arrive. If a car is showing as available, it is available.

How does a trade-in work?

Send me three things on WhatsApp and you get a quote within 24 hours. Your car plate, the current mileage, and an access code, which you generate yourself on the OneMotoring website. The quote is an indication, not a final offer. The figure is only confirmed once the car has been physically checked when you come down.

Warranty and servicing

What warranty comes with the car?

Each listing says exactly what comes with that car. CarTimes Certified Japanese and Korean cars come with engine and gearbox cover until the COE ends. CarTimes Certified Continental cars come with one year and a free service, which you can extend. Lower-priced cars sold as they are, renewed COE cars and cars sold by their owners usually have no warranty, unless they carry a transferable one. Whatever applies is confirmed in writing before you commit.

What about hybrid batteries?

On CarTimes Certified Japanese and Korean full hybrids, the hybrid battery is covered until the COE ends, separately from the engine and gearbox. The listing says so where it applies. It matters because the battery is the single most expensive component on a hybrid.

Why do most dealers only offer six months?

Because six months is cheap to underwrite and long enough to get past the point where a buyer would blame the seller. It is not a meaningful test of an engine or a gearbox. A transmission fault that appears in month nine costs the owner, not the dealer.

Can I extend the warranty, or add servicing?

Yes. Cover can be extended at the point of purchase, and servicing packages work out cheaper than paying visit by visit. Both are priced upfront rather than quoted on the day.

Where does warranty work get done?

At CarTimes Autolution, the workshop that carries out CarTimes warranty work and inspects CarTimes Certified cars before listing. Servicing elsewhere during the warranty period can void it, so check before booking anything outside.

Financing

Why is a car here dearer than a similar one elsewhere?

Compare the loan rate as well as the price. A car can be priced lower but come with a higher interest rate, and over five years the extra interest can cost more than the price difference saved. Add the depreciation and the total interest together, divide by the years left, and compare that figure rather than depreciation alone. Every car page has a worked example.

How much downpayment do I need?

It depends on the car. If the prorated OMV is $20,000 or below you can borrow up to 70 percent, so 30 percent down. Above that the cap drops to 60 percent, so 40 percent down. The calculator on each listing already applies the right one for that car.

Can I borrow more than the bank limit?

Yes, through in-house financing, at a higher interest rate. It lowers what you need upfront and raises what you pay overall. The calculator shows total interest next to the monthly so you can see the trade rather than guess at it.

What is the longest loan I can take?

Seven years on a bank loan, and never longer than the COE remaining on the car. In-house financing can run longer, but the same COE limit applies.

What fees should I expect?

Ask for every fee itemised on paper before you sign anything, here or anywhere else. Insurance and transfer costs sit outside the car price. If a figure cannot be explained, that is worth knowing before you commit rather than after.

Deposits

What does a deposit do?

It takes the car off the market for three working days while you sort out financing or arrange an inspection. It counts toward the purchase price and is not a fee.

Do I get it back if I change my mind?

Yes, in full, if you cancel within the hold period. Also in full at any time if your loan application is rejected, or if an inspection finds something material that was not disclosed.

Can I extend the hold?

Message before it expires and say what you are waiting on. Loan approval, a family decision, a workshop slot, all reasonable. Extensions are normally fine and get confirmed in writing.

Still unsure about something?

Ask me directly. No obligation and no follow-up spam if you decide against it.