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Vehicle details

Registered28 Nov 2019
COE expires27 Nov 2029
Engine1,998 cc
Power184bhp
Transmission8-Speed Automatic
Fuel typePetrol
BodySUV
Seats5
ColourSilver
Owners2
Road tax$1,210 / year
PARF rebate$27,181

Features

M Sport package, Reverse camera, Leather interior

BMW X3 sDrive20i M Sport

✓ CarTimes Certified
$101,800
Excludes insurance
Depre / yr $23,845
COE left 3yr 1mth
Mileage 75,000 km (10,917/yr)
Owners 2

Work out your monthly

Monthly —
Loan amount—
Total interest—
Financed—

Flat rate estimate for guidance. A longer tenure lowers the monthly but costs more in total interest. Your actual rate depends on the bank and your approval, so message me for a firm quote. More on this in why the cheapest monthly is rarely the cheapest car.

Comparing with a cheaper car elsewhere?

A lower depreciation does not always mean a cheaper car. Some cars are priced lower but come with a higher loan rate, and the extra interest can cancel out the saving.

Car ACar B
Price$100,000$95,000
Depreciation per year$18,000$17,000
Loan rate2.48%4.5%
Interest over 5 years$8,680$14,963
Cost per year with the loan$19,736$19,993

Car B looks $1,000 a year cheaper but costs more once the loan is counted. Ask for the loan rate before you compare. Example uses a 70% loan over 5 years with a $10,000 PARF rebate.

Warranty on this car

✓ Engine and gearbox, 1 year
✓ One free service included
✓ Serviced and inspected before listing

Cover ends at the time or mileage limit, whichever comes first, and is confirmed in writing before you commit. You can extend it to 3, 5 or 10 years, and the prices are on the warranty and servicing page.

Viewings are by appointment. I am not always at the office, so book first and I will make sure the car and I are both there. How viewings work.

About this car

Around 11,100km a year from new, which is light use for an SUV of this size. The 2.0 turbo and eight speed automatic are BMW's most widely used pairing, and the torque converter gearbox handles stop start traffic better than a dual clutch. M Sport brings the body kit, wheels and interior trim. Road tax is just over $1,200 a year because of the 2.0 engine. Engine and gearbox coverage available for three years.

Worth reading before you commit

The 3D Method: what to know before you pay any deposit→ LTA wants to merge COE Cat A and B. What it means if you are buying now.→ Questions people ask before buying→
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