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Vehicle details

Registered05 Sep 2019
COE expires4 Sep 2029
Engine1,597 cc
Power92 kW (125 bhp)
TransmissionCVT
Fuel typePetrol
BodySedan
Seats5
ColourRed
Owners2
Road tax$741 / year
PARF rebate$10,050

Features

Touchscreen head unit, reverse camera, LED headlamps, cruise control, dual-zone climate control, keyless entry and push start, alloy wheels

Honda Civic 1.6 VTi

✓ CarTimes Certified
$62,800
Excludes insurance
Depre / yr $18,194
COE left 2yr 10mth
Mileage 80,000 km (11,268/yr)
Owners 2

Work out your monthly

Monthly —
Loan amount—
Total interest—
Financed—

Flat rate estimate for guidance. A longer tenure lowers the monthly but costs more in total interest. Your actual rate depends on the bank and your approval, so message me for a firm quote. More on this in why the cheapest monthly is rarely the cheapest car.

Comparing with a cheaper car elsewhere?

A lower depreciation does not always mean a cheaper car. Some cars are priced lower but come with a higher loan rate, and the extra interest can cancel out the saving.

Car ACar B
Price$100,000$95,000
Depreciation per year$18,000$17,000
Loan rate2.48%4.5%
Interest over 5 years$8,680$14,963
Cost per year with the loan$19,736$19,993

Car B looks $1,000 a year cheaper but costs more once the loan is counted. Ask for the loan rate before you compare. Example uses a 70% loan over 5 years with a $10,000 PARF rebate.

Warranty on this car

✓ Engine and gearbox, until the COE ends
✓ One free service included
✓ Serviced and inspected before listing

Cover ends at the time or mileage limit, whichever comes first, and is confirmed in writing before you commit. Servicing packages are listed on the warranty and servicing page.

Viewings are by appointment. I am not always at the office, so book first and I will make sure the car and I are both there. How viewings work.

About this car

Two owners with 80,000km over seven years, around 11,400km a year, which is under the norm. 35 months of COE left, so the loan tenure is capped short and the monthly instalment runs higher than the price alone suggests. The 1.6 VTi is the entry engine in the Civic range, which keeps road tax in the lower band while giving the same cabin and boot space as the turbo cars.

Worth reading before you commit

The 3D Method: what to know before you pay any deposit→ LTA wants to merge COE Cat A and B. What it means if you are buying now.→ Questions people ask before buying→
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