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Vehicle details

Registered14 Sep 2020
COE expires13 Sep 2030
Engine1,969 cc
Power140 kW (190 bhp)
Transmission8-Speed Automatic
Fuel typePetrol
BodySedan
Seats5
ColourGrey
Owners2
Road tax$1,176 / year
PARF rebate$19,670

Features

9" Sensus portrait touchscreen, 12.3" digital driver display, City Safety collision avoidance, LED headlights with running lights, leather seats, power driver seat, dual-zone climate control, reverse camera with parking sensors

Volvo S60 T4 Momentum

✓ CarTimes Certified
$103,800 $100,800
Reduced by $3,000
Excludes insurance
Depre / yr $20,679
COE left 3yr 11mth
Mileage 70,000 km (11,526/yr)
Owners 2

Work out your monthly

Monthly —
Loan amount—
Total interest—
Financed—

Flat rate estimate for guidance. A longer tenure lowers the monthly but costs more in total interest. Your actual rate depends on the bank and your approval, so message me for a firm quote. More on this in why the cheapest monthly is rarely the cheapest car.

Comparing with a cheaper car elsewhere?

A lower depreciation does not always mean a cheaper car. Some cars are priced lower but come with a higher loan rate, and the extra interest can cancel out the saving.

Car ACar B
Price$100,000$95,000
Depreciation per year$18,000$17,000
Loan rate2.48%4.5%
Interest over 5 years$8,680$14,963
Cost per year with the loan$19,736$19,993

Car B looks $1,000 a year cheaper but costs more once the loan is counted. Ask for the loan rate before you compare. Example uses a 70% loan over 5 years with a $10,000 PARF rebate.

Warranty on this car

✓ Engine and gearbox, 1 year
✓ One free service included
✓ Serviced and inspected before listing

Cover ends at the time or mileage limit, whichever comes first, and is confirmed in writing before you commit. You can extend it to 3, 5 or 10 years, and the prices are on the warranty and servicing page.

Viewings are by appointment. I am not always at the office, so book first and I will make sure the car and I are both there. How viewings work.

About this car

Two owners with 47 months of COE left and 70,000km over six years, around 11,700km a year. The T4 is the 190bhp 2.0 turbo on an eight-speed automatic, the middle rung of the S60 range. Volvo fits its collision avoidance and driver assistance package as standard rather than as an option box, so the safety kit is the same here as on the dearer trims.

Worth reading before you commit

The 3D Method: what to know before you pay any deposit→ LTA wants to merge COE Cat A and B. What it means if you are buying now.→ Questions people ask before buying→
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